Spending Firewallfor AI Agents
Granular spending controls, cryptographic identity (BDIT) with offline verification via JWKS, and dynamic CredScore.
PayJarvis lets developers define advanced spending policies per category, monitor agent behavior, and keep human approval in the loop when needed.
Everything your agent needs to spend securely
Lightweight SDK, robust governance, and integration with major payment gateways.
Spending Firewall
Granular policies by category, merchant, amount, and frequency. Rules Engine evaluates every transaction in real time.
View docsAgent SDK
One line of code to connect your agent. TypeScript-first, full type safety, streaming and webhook support.
Install SDKBDIT Identity
Cryptographic identity per agent with offline verification via JWKS. RS256 signed and auditable tokens.
Learn about BDITFour security layers designed for production
Every transaction goes through multi-layer verification before execution. Full control over what your agent can spend.
KYC + Dynamic CredScore
Owner identity verification with a trust score that evolves based on agent behavior.
Spending Firewall + Rules Engine
Limits per transaction, day, week, and month. Allowed categories, blocked merchants, restricted hours.
Human-in-the-Loop
Human approval via Telegram or SSE dashboard. Configurable timeout with fallback to block.
Immutable Audit Log
Every action logged in append-only format with hash chain. Exportable via API for compliance.
Dynamic CredScore
Behavioral score from 0 to 100 that evolves with every transaction. Asymmetric: success grows gradually, failure penalizes heavily.
Score Composition
Success rate, volume, cancellations
Rule adherence by category
Consistency, anomaly detection
Merchant feedback, KYC level
Automatic temporal decay for inactive agents. Minimum score of 30 after decay.
Supported Gateways
Connect your agent to major payment processors. Secure tokenization and automated checkout.
All payments processed with tokenization. PayJarvis never stores card data. Webhooks from all gateways update CredScore automatically.
Integrate in minutes
PayJarvis wraps every financial action your agent takes. One SDK. Full coverage.
import { PayJarvis } from "@payjarvis/agent-sdk"
const pj = PayJarvis.fromEnv()
const decision = await pj.requestApproval({
amount: 450,
currency: "USD",
merchant: "stripe",
category: "marketing",
minCredScore: 75,
purpose: "api_credits"
})
// ✅ Human approved via Telegram
console.log(decision.status) // "approved"npm install @payjarvis/agent-sdkSame code. You choose how to run it.
Free self-hosted or managed with SLA. Same API, same security.
Self-Hosted
For teams with their own infrastructure
- Full source code (Apache 2.0)
- All features included
- Basic CredScore
- BDIT + JWKS
- GitHub community support
- You manage infra + SSL
Hosted Pro
For startups and scale-ups
- Everything in Self-Hosted +
- Managed infra + 99.9% SLA
- AI-powered CredScore
- Advanced analytics
- Pre-configured integrations
- Email + Slack support
- Managed SSL + BDIT keys
- Automatic updates
Enterprise
For large-scale operations
- Everything in Hosted Pro +
- Dedicated or on-premise deploy
- Multi-agent governance
- Zero-knowledge proofs
- Custom SLA
- Priority 24/7 support
- Dedicated onboarding
- Compliance + audit reports
What's coming next
Native Payment Gateways
Stripe + PayPal fully integrated. Visa TAP with CredScore embedded in BDIT payload.
In progressAnalytics + AI
Advanced analytics dashboard. AI-powered policy optimization suggestions. Predictive alerts.
PlannedMulti-Agent Governance
Governance for agent fleets. Zero-knowledge proofs for sensitive transactions. A2A Protocol.
PlannedCertified by global agentic commerce standards
PayJarvis operates with the latest autonomous payment protocols, ensuring security and compliance in every transaction.
Visa Trusted Agent Protocol
Certified for autonomous transactions with Visa cards. Verifiable identification via TAP standard.
IntegratedMastercard AgentPay
Secure processing via AgentPay protocol. Dynamic per-agent limits.
RegisteringAnthropic MCP
Model Context Protocol for secure communication between LLMs and payment tools.
IntegratedCloudflare Verified Bot
Verified bot in Cloudflare registry. Priority rate limits and WAF bypass.
IntegratedHuman-in-the-Loop everywhere
Receive approval requests and resolve handoffs across your preferred communication channel.
Integration Status
Full transparency on what's live, what's compatible, and what's coming next.
Open-source on GitHub
Apache 2.0 License — self-host free forever. Full source code, no vendor lock-in.
Free Hosted Tier
Use coupon code at signup for free access to the managed platform.
JARVIS202610 bots · 1,000 transactions/month · BDIT + JWKS included
Built with
Compatible with Anthropic MCP · Visa TAP · Mastercard AgentPay